Zero interest deals on new cars
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However, promos like these have become increasingly rare, even with the Presidents' Day holiday on the way. Zero interest specials often require you to give up big cashback incentives, and can actually cost you more money in the long run when considering your total cost with interest.
There are no rebates to speak of on the Versa Note. Along with an interest-free loan for 5 years, you'll also be able to defer your first month's payment for 90 days and drive away with zero down payment. You'll never see a deal this good on a Honda Fit. Here in Los Angeles, bonuses on the Fusion Hybrid heavily favor financing instead of paying cash. Lease shoppers should be aware the Fusion Hybrid is actually cheaper to lease than the gas Fusion this month.
Finding a zero-percent finance deal on a new car with a great record for comfort, value, and reliability isn't as hard as you think. We analyzed hundreds of new car offers to find the best 0% financing deals in February. The best involve loans up to 72 months plus.
Here, taking the financing could be a no-brainer if you have excellent credit. This is a deal we're seeing in California, but expect similar offers elsewhere, too.
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The catch is that the term is limited to 36 months. As usual, there are no rebates to speak of.
Deals on the Enclave seem to swing back and forth between favoring buying and leasing just about every other month. Alex Bernstein , Senior Pricing Analyst.
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- The 0% car loan: A car buyer’s dream or a deal too good to be true??
Saved Vehicles 0 Saved Searches 0. Cars Direct. Home Deals Articles. Featured Stories. They give you the low rate, but bump up the price of the car, or add on extra fees, delivery costs and charges. Again, it's all about reading the fine print.
New cars for sale with 0% car finance
Using the above theoretical example, we used the ratecity. They get their money eventually. You don't get nothing for nothing. Demand to know the total repayment figure on that 0 per cent Nissan, and what the total purchase price will be, including all fees. And then compare that price with what you can get from an outside finance company - your bank, or some other lender - and how cheaply you can get the same car if you bring your own finance or, if at all possible, pay cash, which will usually drive down the price significantly. Always be sure to ask about the balloon payment at the end of any finance deal, as well, because therein can lie hidden traps.
You'll need a dealer to be quite keen to shift that particular model, of course, but remember there's never any harm in asking.
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- How to drive a bargain;
And you should always be willing to walk away, and go and ask another dealer the same question. And always shop around for finance.
Senior Pricing Analyst
Deals as low as 4. And if you're willing to take your chances, and drive a hard bargain, on 0 per cent finance, there are plenty of car companies that will attempt to accommodate you. You can use sites like finder. Many low interest rate offers are only available over three years, and the monthly repayments may be higher than a regular interest rate over a longer-term loan. When you go to buy a new or used car, you will have to pay stamp duty.
0% Car Finance - the truth about 0-1% finance on new cars
But what Recent searches How to change a tyre Day trips Sydney Best small car Sorry, there are no cars that match your search. Home Car Advice.
Have you bought a car with finance from a dealer, and how did that go for you? Tell us about it in the comments below.