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Almost all these tools work on the principle that you create a master password for access to your identity vault, and then the password manager fills in individual user IDs and passwords for the sites and apps you use. One benefit of this approach is, because you no longer have to recall the passwords yourself, you can give each site or app a different, complex and hard to remember password. All your passwords in one place?

What if a hacker gains access to your master password? Likewise, if a hacker manages to breach the central vault of the password management company, it's possible that millions of account credentials could be stolen in a single hack. There are defenses to both these concerns. Most password managers employ multifactor authentication, so access to your credential vault is granted only with both a correct password and a correct authentication code.

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That code exists only on a device you own, limiting the ability for someone across the world to gain access to your information. Master vaults are also usually protected by the vendors by encrypting your password information locally, before it ever leaves your devices. That information is stored, in an encrypted form, on the servers operated by the vendors.

In most cases, this is strong enough security. Even so, some people prefer to store all their passwords locally meaning only on their devices, not some central server.

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There are also issues of jurisdiction, where some users don't want their passwords stored in certain countries, in case of governmental intervention. Where possible, we've pointed out which services give you the option of determining how your passwords are stored. We also give credit for the platforms supported, the browsers supported and whether or not the secure vault acts as a secure wallet, storing and organizing other information like credit cards.

Almost all of them do. As for pricing, nearly every service offers a free trial. We've shared the single-user prices below, but many password managers offer family, team and enterprise plans as well. Let's look at some of the top password managers.

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Check back often, as we'll be updating this listing as these services continue to evolve. It also allows your data to be isolated to specific regions in the world, so access outside those regions is not available and the data isn't stored in those regions. Like many of these products, Keeper supports bio-metric login finger print and face recognition on mobile. Keeper records can be shared with those who have a paid Keeper account.

It picked up points because it allows you to designate a legacy or emergency contact who can have access to your data in the event of an emergency. There is a family plan available, as well as plans for businesses and teams. Blur is the only all-in-one solution to protect your passwords, payments and privacy. Blur is built on an extremely secure Password Manager foundation, with a wide variety of unique online privacy features that have never been combined into a single product in the past.

An earlier version of the product was a browser extension called MaskMe, but it's morphed into a full security product for consumers. Blur offers both local storage and a cloud-based vault, as well as the usual password capture, autofill and password generator. What makes Blur unique is how it goes beyond the digital wallet concept to help you communicate while also protecting your identity. It allows you to create one-use credit card numbers, so you're never giving your real number away.

It also allows you to create a virtual phone number, so if you need to give someone your digits, you can keep your real number private.

And the company puts its money behind its namesake: A portion of the license fee for every copy of Sticky Password sold is donated to the nonprofit Save the Manatee Club. A minor ding is that this product does not offer any form of digital wallet. It does, however, have a robust form filling capability, bio-metric support for Touch ID on iOS and Android fingerprint scanning, and the option to keep only local copies of your password or store them in the cloud. If you need password access across platforms, you might want to look to another tool.

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We liked that you can choose what region or regions in the world your password data is stored in, both to manage access speed and to handle any jurisdictional or government privacy concerns you might have. Unlike some of its rivals, LastPass is a cloud-only service. There is no local vault. A Rick "The Cheapskate" Broida favorite and one of the best smartwatch values you can buy.

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Get the whole-home coverage, throughput and performance, security, parental controls and ease-of-use you need. Super comfortable, excellent audio, Active Noise Cancellation that really works and long-play battery life. Lightweight, balanced and comfortable. Excellent Bluetooth range and crisp, clear and engaging JBL sound. The best Bluetooth party speaker and great for everyday use.

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Phenomenal battery life and bass that's incredible. Go-anywhere speaker with the big sound. Meridian Audio technology for richer bass, bit Bluetooth and hour playtime. Same great Meridian Audio technology as the PK5 plus Dual-Drivers for greater range, more power and 22 hours playtime.

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