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Family mobile insurance is included in the package, it covers you if your mobile is lost, stolen, damaged or faulty - but remember this may already be provided as standard on your home contents insurance. All fees are waived for three months though. Check out or Five of the Best Package Accounts guide for more info on the top paid-for account deals.
There are a few accounts that now offer a percentage back on your household bills.
Customers also earn 2 per cent back on council tax, water, gas, electricity, mobile, landline TV package and broadband and an extra one per cent back at partner retailers. It comes with hefty borrowing penalties.
Joint spending offers greater opportunity to clock up rewards points. Shared spending often means the weekly shop so an account with a rewards scheme attached could be a good option, particularly for families. Tesco has long offered the most lucrative loyalty scheme and it's one of the largest of the supermarket giants. Agreed borrowing incurs interest of There are a handful of accounts that bung you extra cash just for operating your account normally usually making direct debits or even cash hand outs for signing up.
Its overdraft charges are relatively low at First Direct's First Account is a top pick because of its highly-rated customer service. But it also has the benefit of a tempting switching carrot currently. The best alternative for those who prefer cold hard cash is Barclays thanks to its current double-up promotion or Blue Rewards if you apply before November The bank's insurance and loans are likely not the best deals out there though even for the boosted cashback.
Watch out for the overdraft fees though. Both perks last for a year. Tesco shoppers also earn extra Clubcard loyalty points on spending. How could a Sainsbury's bank credit card leave me red-faced at the supermarket till? Banking bigwig's boorish behaviour leads to a dossier of complaints thicker than the Domesday Book Huawei boss hits out at US warnings of spying threat claiming it is a politically-motivated campaign Isa trap that can cost a year's interest: If you're tempted to shift to a better rate, check the small print or you may lose hundreds of pounds Trapped by a toxic leasehold?
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How will earnings be taxed? Branches in Scotland only, but Halifax branches support most day-to-day banking needs. Read our full best bank accounts round-up. Share or comment on this article: Five of the best joint current accounts for rewards, interest, cashback and insurance e-mail Add comment. Search All Articles Share prices. Best buy savings tables. How to play the high interest, high rewards air miles credit card game Rise in 'fraudster families' running multi-million pound pension scams, government crime fighting body warns 'Consign this flawed measure of inflation to the bin' MPs' plea as they slam 'ridiculous RPI merry-go-round'.
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Martin Lewis reveals how to compare and switch to the best bank accounts that can save you Can I switch a sole account to a joint account and vice versa?. 42 results You can find one using this comparison, which includes every bank account in the UK that can be opened in joint names.
If you are in different tax brackets, the interest is still split evenly. You can read more about the Personal Savings Allowance on our site. Sorry, web chat is only available on internet browsers with JavaScript. Sorry, web chat is currently offline, our opening hours are. Give us a call for free and impartial money advice. Protecting your home and family with the right insurance policies Insurance Insurance help and guidance Car insurance Life and protection insurance Home insurance Pet insurance Help with insurance Travel insurance Budget planner.
Joint bank accounts A joint account lets you manage any money you share with your partner, housemate or others. What is a joint bank account? Joint bank accounts — The pros and cons Joint accounts for Universal Credit payments Opening a joint account If things go wrong What is a joint bank account? Read our guide on When someone needs formal help with managing their money. Find out more in Joint Universal Credit payments for couples.
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